A few things you might be wondering.

Applications for the free program are not yet open. If you need an inspection now, visit InspectorsList.com and search by city or ZIP code to find an inspector in your area. Contact them directly to confirm availability, pricing, and report requirements. Directory bookings are separate from this free program and may have a fee.

A 4-Point inspection documents the condition of four main systems: the roof, electrical, plumbing, and heating and cooling. Insurers may request this report when reviewing a home for coverage.

A Wind Mitigation inspection documents features that help a home resist wind damage. Qualifying features may make you eligible for insurance discounts. Your insurer decides which credits apply; an inspection does not guarantee savings.

We’re building this for Florida homeowners facing financial barriers — including people with low or fixed incomes and older homeowners. We’re still finalizing the exact requirements and service areas.

Yes — that’s the whole point. We’re developing funding, sponsorships, and inspector participation so approved homeowners pay nothing. We’ll share the full details before requests open.

FreeInsuranceInspections.com is run by Free Insurance Inspections, Inc., a Florida not-for-profit corporation, bringing together licensed Florida home inspectors and community supporters. Inspector Network LLC, a software company, provides the technology platform behind the program.

No — your insurer decides on coverage, whether they’ll accept the report, and any premium discounts. Your insurance agent can tell you exactly what your policy needs.

We’d love to eventually, but we’ll start with the areas where we have participating inspectors and available funding. We’ll publish coverage areas as the program grows.

Our For inspectors page explains the planned application, funded and volunteer assignments, and proposed software support. Applications, rates, and participation terms are still being developed.

Yes. Any inspector listed on InspectorsList.com who actively participates in Free Insurance Inspections will receive a special program badge on their listing. The badge will recognize active participation; it does not mean every inspection they offer is free.

We’re developing individual sponsorships with an option to remain unnamed to the homeowner. Homeowners will still choose whether to participate, and sponsoring an inspection will not automatically give you access to their report. Sponsorships are not open yet.

No. The planned program will not require a purchase, a change of insurance provider, or consent to sales calls to receive an inspection. Any sponsor messages will be clearly identified.

We are not currently recognized by the IRS as a 501(c)(3) organization, and we do not represent contributions as tax-deductible. Donations are not yet open.

We’re developing a separate network of local service providers willing to offer wholesale or discounted repair rates. Referrals and provider applications are not open yet. A free inspection does not include repairs; homeowners would approve a written estimate and be responsible for the price unless separate funding is explicitly approved.

No. The planned repair network will be optional. You may choose another provider, and declining a referral will not affect access to the inspection program. Your information will only be shared with a provider with your permission.