We’re building this to help Florida homeowners — inspection requests aren’t open yet, but we’re working on it.

FREQUENTLY ASKED QUESTIONS

A few things you might be wondering.

Straightforward answers about the inspections and the program we’re building.

Can I request an inspection now?

Not yet — we’re still getting the program ready and don’t have a launch date to share. Eligibility details and instructions will go up here as soon as we’re ready to open requests.

What is a 4-Point inspection?

A 4-Point inspection documents the condition of four main systems: the roof, electrical, plumbing, and heating and cooling. Insurers may request this report when reviewing a home for coverage.

What is a Wind Mitigation inspection?

A Wind Mitigation inspection documents features that help a home resist wind damage. Qualifying features may make you eligible for insurance discounts. Your insurer decides which credits apply; an inspection does not guarantee savings.

Who will be eligible?

We’re building this for Florida homeowners facing financial barriers — including people with low or fixed incomes and older homeowners. We’re still finalizing the exact requirements and service areas.

Will the inspection really be free?

Yes — that’s the whole point. Licensed Florida home inspectors are volunteering their time so eligible homeowners pay nothing. We’ll share the full details before requests open.

Who is behind this initiative?

FreeInsuranceInspections.com is run by Free Insurance Inspections, Inc., an independent Florida nonprofit corporation, supported by a network of licensed Florida home inspectors volunteering their time. Inspector Network LLC, a software company, provides the technology platform behind the program.

Will a report guarantee insurance coverage?

No — your insurer decides on coverage, whether they’ll accept the report, and any premium discounts. Your insurance agent can tell you exactly what your policy needs.

Will you serve all of Florida?

We’d love to eventually, but we’ll start with the areas where we have volunteer inspectors on the ground. We’ll publish coverage areas as the program grows.

How can inspectors get involved?

This only works because inspectors are willing to give their time. We don’t have a sign-up open yet, but information for interested inspectors is coming soon — check back here.

Want the fuller picture? Read our plain-English guides to the 4-Point inspection and the Wind Mitigation inspection.

For more background on inspection reports, see Citizens Property Insurance’s inspection information. Insurer requirements vary.